
How AI Agent Payments Actually Work — And Where They Break
A comprehensive map of the agent payment stack in 2026 — every protocol, every player, and the governance gap nobody's filled yet.
agent-paymentsgovernanceStripeVisax402MCP
On agent spending governance, open standards, and building trust in autonomous AI.

A comprehensive map of the agent payment stack in 2026 — every protocol, every player, and the governance gap nobody's filled yet.

x402 is becoming the TCP/IP of agent payments. But the protocol answers how agents pay — not whether they should. The policy layer is missing.

Stripe proved AI agents can build payment integrations autonomously. But capability without governance is a liability. The missing layer is a spending policy standard.